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No Out-of-Pocket Expense
You will need access to money immediately after a death. We offer coverage, not reimbursement.
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Universal Coverage for All
Coverage is available for anyone regardless of age or health. There are no medical examinations required.
The Benefits of Pre-Planning with Elements
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24/7 Support
Our plan provides 24/7 coverage. In just one phone call, you have access to licensed funeral directors, nurses, lawyers, and claim specialists.
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Life Insured
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Travel Protection
If you travel more than 100km away, all costs to bring you home are covered.
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Installments Available
Payments can be made over 3, 5, 10, 15, or 20 years.
Grand/Children Coverage
If a child/grandchild under 19 dies, they receive a free cash value equal to your policy. This is a separate policy from your own. This is activated once your policy is paid in full and is valid as long as you live.
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If you die after one payment, all remaining payments are made for you. If you are unhealthy when you sign up, you must live 24 months plus a day for this same benefit.
Pre-Planning
Financial obligations do not end at death, but access to funds can become a challenge. Give the gift of pre-planning to clarify your overall estate and end-of-life wishes. This process will save time, stress, and financial hardship for survivors and leave your legacy behind how you envisioned it.
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No Inflation
Our services and products never increase in price.
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